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Young Americans are giving up on car ownership. It’s a path to financial freedom for some.21:17 With vehicle prices soaring and ownership increasingly out of reach, some young adults are discovering that life without a car leaves them with breathing room to spend on other things. I’m 58 and hate annuities. How can I get dependable income in retirement?20:13 For a person looking to make their portfolio more conservative, a TIPS ladder may achieve the same effect |